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Copay

A fixed dollar amount you pay for a specific service, like a doctor visit.

What it actually means

A copay is a flat fee (say, $30) you pay at the time of service, regardless of what the provider actually charges. It's simpler than coinsurance but usually applies to routine care like office visits and prescriptions.

Example: You might pay a $25 copay for a primary care visit and a $50 copay for a specialist visit.

See it in context

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Related terms

CoinsuranceOut-of-Pocket MaximumPremium

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