Insurance news, decoded
What's actually changing in insurance — rates, regulation, coverage rules — explained in plain English, with every source linked.
5 Million Fewer People Have ACA Marketplace Coverage in 2026
New federal data shows a sharp drop in Affordable Care Act marketplace enrollment for 2026, driven largely by premiums that roughly doubled after expanded subsidies expired.
Read more →GAO: Wind Risk Is Driving Bigger Home Insurance Premium Jumps Than Wildfire
A new Government Accountability Office report finds homeowners premiums tracked inflation nationally from 2019–2024, but rose far more sharply in wind- and coastal-risk areas than in wildfire zones.
Read more →Severe Storms Have Already Cost Insurers $22 Billion in 2026
Severe convective storms in the U.S. caused roughly $22 billion in insured losses through mid-June 2026, marking an 11th straight year above the $20 billion mark.
Read more →Auto and Home Insurers Post Their Best Underwriting Results in Over a Decade — But 2026 Growth Is Slowing
Personal auto and homeowners insurers posted their strongest underwriting performance in more than ten years in 2025, even as overall industry growth is projected to slow through 2026.
Read more →What a Wave of Life Insurance Mega-Mergers Means for Policyholders
The life and annuity insurance sector has seen tens of billions in M&A activity in early 2026, including one of the largest life-insurance mergers in years. Here's what consolidation actually means if you own a policy.
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