Term Decoder

What does that actually mean?

Paste any confusing sentence from your policy, or search a term below. Plain English, every time — no jargon, no sales pitch.

37 terms and counting

Browse by category

Auto

Bodily Injury Liability Collision Coverage Comprehensive Coverage Gap Insurance Medical Payments Coverage (MedPay)Property Damage Liability Uninsured/Underinsured Motorist Coverage

Disability

Disability Insurance Long-Term Disability Own-Occupation Definition Short-Term Disability

General

Deductible Exclusion Liability Coverage Net Worth (in insurance planning)Premium Rider Risk Pool Umbrella Insurance Underwriting

Health

Coinsurance Copay Out-of-Pocket Maximum

Home

Actual Cash Value (ACV)Dwelling Coverage Loss of Use Coverage Named-Perils Policy Personal Property Coverage Replacement Cost Coverage Scheduled Personal Property

Life

Beneficiary Cash Value Death Benefit Surrender Value Term Life Insurance Whole Life Insurance

Long-Term Care

Long-Term Care Insurance