General
Rider
An optional add-on that modifies or extends your base insurance policy.
What it actually means
A rider lets you customize a policy beyond its standard terms — adding coverage, accelerating benefits, or covering a specific extra risk — usually for an additional cost. Common examples include waiver-of-premium riders and accidental death riders on life policies.
Example: A waiver-of-premium rider keeps your life insurance active without payment if you become disabled and can't work.
See it in context
Run the free Insurance Coverage Blueprint to see how rider and terms like it apply to your specific situation — no signup required.