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Comprehensive Coverage

Covers non-collision damage to your car, like theft, fire, hail, or hitting an animal.

What it actually means

Despite the name, comprehensive coverage isn't "complete" coverage — it specifically covers damage from events other than collisions, like weather, theft, vandalism, or animal strikes. It's often paired with collision coverage as a package.

Example: Hail damage to your windshield and hood would typically be covered under comprehensive, not collision.

See it in context

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Related terms

Collision CoverageDeductibleGap Insurance

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