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Scheduled Personal Property
Extra coverage that itemizes and fully insures a specific high-value item.
What it actually means
Standard personal property coverage often caps categories like jewelry or art at a low sublimit. Scheduling an item means listing it individually (often with an appraisal) to insure it at its full value, usually with no deductible.
Example: A $12,000 engagement ring might be sublimited to $1,500 under standard coverage but fully covered once scheduled.
See it in context
Run the free Insurance Coverage Blueprint to see how scheduled personal property and terms like it apply to your specific situation — no signup required.