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Personal Property Coverage
Covers your belongings — furniture, electronics, clothing — inside your home.
What it actually means
This covers the cost to repair or replace your personal belongings after a covered loss like theft, fire, or storm damage. It typically extends beyond your home too, covering belongings stolen from your car or while traveling, up to policy limits.
Example: If a burglary results in $8,000 of stolen electronics and jewelry, personal property coverage reimburses you up to your policy limit.
See it in context
Run the free Insurance Coverage Blueprint to see how personal property coverage and terms like it apply to your specific situation — no signup required.
Related terms
Dwelling CoverageScheduled Personal PropertyLoss of Use Coverage