Home
Loss of Use Coverage
Pays for temporary living expenses if your home becomes uninhabitable after a covered loss.
What it actually means
Also called additional living expenses (ALE), this covers hotel stays, temporary rentals, and extra food costs while your home is being repaired after a covered event like a fire.
Example: If a kitchen fire makes your home unlivable for two months, loss of use coverage pays for a temporary apartment during repairs.
See it in context
Run the free Insurance Coverage Blueprint to see how loss of use coverage and terms like it apply to your specific situation — no signup required.