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Medical Payments Coverage (MedPay)
Pays medical bills for you and your passengers after an accident, regardless of fault.
What it actually means
MedPay covers medical expenses for you and your passengers after a car accident, no matter who caused it, and typically has no deductible. It's often confused with PIP (personal injury protection), which is broader and required in some states.
Example: MedPay might cover a $2,000 ER visit for a passenger after a fender-bender, even if you caused the accident.
See it in context
Run the free Insurance Coverage Blueprint to see how medical payments coverage (medpay) and terms like it apply to your specific situation — no signup required.
Related terms
Uninsured/Underinsured Motorist CoverageBodily Injury Liability